So, my credit from back in 2015 is still kicking around. Interest rates have been shifting quite a bit lately, and I've been wondering if it might be smart to consider refinancing. On one hand, lowering my monthly payments would be fantastic. On the other hand, fees can be a real pain. I'

So, my credit from back in 2015 is still kicking around. Interest rates have been shifting quite a bit lately, and I've been wondering if it might be wise to re-evaluate refinancing. On one hand, reducing my monthly payments would be fantastic. On the other hand, expenses can be a real downsi

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